Beat other homebuyers stuck on the sidelines: Greater Nevada’s 5/5 Adjustable Rate Mortgage is now as low as 5.638% APR! 1 Work with a Mortgage Consultant to explore your options to meet your homeownership goals—like buying your first or next home, or lowering your current interest rate and payments or accessing cash by refinancing. We also prioritize speed for our clients, with an average turnaround of only 24 days from application completed to ready to close for purchase loans in 2024! 2
Buy a HomeExplore home loans and mortgage options tailored to your unique needs.
Refinance a HomeCheck out our interest rates and get started on refinancing today.
Home EquityTap into your equity for consolidating debt, home renovations, or other uses.
Since 2001, Greater Nevada Mortgage has made homeownership dreams come true for people of all backgrounds and income levels. Our Mortgage Consultants are ready to provide their insights and personal assistance for your next purchase, refi, or home equity line of credit. We know the ins and outs of these unique markets, a nd we’ll be there for you every step of the way.
First-Time Homebuyer Programs Local Support Award-Winning Service Flexible Loan OptionsBecause there’s no such thing as a “one-size-fits-all mortgage,” we help you find the one that suits your needs, whether you’re a growing family, downsizing to cozier digs or refinancing an existing mortgage.
Explore our mortgage options below to see which one best fits your dream of homeownership.
Fixed Rate Mortgages Adjustable Rate Mortgages (ARM) Jumbo LoansAccording to the National Alliance to End Homelessness, over 7,600 Nevadans experience homelessness on any given night. GNM’s Keys to Greater program donates a portion of the revenue from every new mortgage or refinance to community nonprofit organizations that address homelessness, and since launching in 2021, over $200,000 has been donated!
When you’re just starting out, our Mortgage Consultants are here to help you understand each step of the homebuying process. We’ll leave no stone unturned to make sure you have the information you need to make the best decision for financing your new home.
Curious about current rates? What your new monthly payment could be? What’s for dinner tonight? We may not be able to help you with the dining dilemma, but we’re a friendly mortgage lender offering the tools and information to help you at any stage of your home loan journey.
With decades of experience on our team, we have seen it all (almost everything, at least), and we regularly share our thoughts on a wide array of mortgage topics that could affect you as a new or existing homeowner. We also spotlight the incredible achievements of our team because good news is meant to be shared. View more in our Move to Greater blog.
James Anderson, President of Greater Nevada Mortgage, talked with BadCredit.org about how false beliefs may discourage individuals from pursuing homeownership, which is one of the primary avenues for accumulating and passing down wealth across generations.
Home renovations can be an exciting but daunting task. With the right approach, it’s possible to not only enhance your living space but also increase your property’s value significantly. Making strategic improvements can yield substantial returns.
It’s never been easier to get started on your new loan with Greater Nevada Mortgage, just follow these simple steps.
It’s quick. It’s easy. It’s online. Plus, we have a mortgage documents checklist so you know what information to gather.
All your home loan questions are answered by your dedicated Mortgage Consultant and their team as you learn about what options work best for your goals.
1 Annual Percentage Rate (APR) is based on a loan amount of $350,000 at 80% Loan-to-Value with a credit score of 700 for conforming loans. Adjustable Rate Mortgages assume no increase in the financial index, and your interest rate and payment may increase according to the market index after the fixed period. Rates and fees are subject to change without notice. Membership with GNCU is required prior to loan funding, which is open to anyone living or working in any of Nevada’s 17 counties and members of their immediate family.
2 Average purchase loan turnaround time is based on application completion to final approval, with all required conditions and guidelines being met awaiting the Close of Escrow date, between January 1, 2024, to July 31, 2024. This is not a guaranteed timeframe for all loan applications. Each loan transaction is different, and individual turnaround times will vary.
We’re Here for You at Any Stage of HomeownershipAre you a first-time homebuyer? Are you planning on upgrading or downsizing? Or you want to take advantage of the equity in your current home. No matter how big, or small, your home plans are, we’re here to help get you where you want to go.
NMLS ID: 279738 | CA ID: 41DBO-61467 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act
© 2024 Greater Nevada Mortgage
Greater Nevada Mortgage is a subsidiary of Greater Nevada Credit Union (GNCU). APR = Annual Percentage Rate. APR is the cost of borrowing money, expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees. Rates and terms are subject to change without notice. Rates are for illustrative purposes only and assume a borrower with a credit score of 700 or higher, which may be higher or lower than your credit score. Adjustable Rate Mortgage (ARM) loans are subject to interest rate, APR, and payment increase after each change period. For instance, a 5/5 ARM means that you will pay a fixed rate for the first five years of the loan, and then your rate is subject to change once every five years after that through the remainder of the loan. Interest rates and APRs are based on current market rates and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score, and other variables. Depending on loan guidelines, mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Your loan’s interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing. The estimated total closing costs in these rate scenarios are not a substitute for a Loan Estimate, which includes an estimate of closing costs, which you will receive once you apply for a loan. Actual fees, costs, and monthly payments on your specific loan transaction may vary and may include city, county, or other additional fees and costs. Not all loan options are available in every state. The borrower is responsible for any property taxes as a condition of the loan. Membership with GNCU is required for select loan options. This is not a credit decision or a commitment to lend. Contact a Mortgage Consultant to learn the details of loan options and programs available. You may contact one directly or call Greater Nevada Mortgage at 775-888-6999 or 800-526-6999. We do business in accordance with the Federal Fair Housing Act, Federal Equal Credit Opportunity Act, and California Fair Employment and Housing Act.
